Unisex Tariffs in Health Insurance
نویسندگان
چکیده
منابع مشابه
Unisex-Calculation and Secondary Premium Differentiation in Private Health Insurance
Insurance The de facto paid premium in the (German) private health insurance depends on the insurance payments in the past (claim's experience). In case the insured does not make use of the insurance contract and accepts his health costs, he receives a defined premium refund – based on the monthly premium – the following year. The insured should therefore trade off between the premium refund an...
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Following the EU Gender Directive, that obliges insurance companies to charge the same premium to policyholders of different genders, we address the issue of calculating solvency capital requirements (SCRs) for pure endowments and annuities issued to mixed portfolios. The main theoretical result is that, if the unisex fairness principle is adopted for the unisex premium, the SCR of the mixed po...
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Extended Abstract 1.Introduction Mental health is one of the important axes of health assessment of different communities so that experts attach great importance to the issue of mental health of people, especially young people and believe that the desired mental health can be directly and indirectly affected by various factors (2) . In fact, mental health is a state of successful func...
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ژورنال
عنوان ژورنال: The Geneva Papers on Risk and Insurance - Issues and Practice
سال: 2006
ISSN: 1018-5895,1468-0440
DOI: 10.1057/palgrave.gpp.2510080